image by: Barack Obama
Some of the world's most powerful retailers have been brought to their knees in recent years thanks to the "Amazon effect." The internet juggernaut has simply been able to provide almost all the goods consumers can buy more conveniently and has effectively taken over the retail industry. It appears people like Amazon (AMZN) founder and CEO Jeff Bezos saw this opportunity all along, and precious few retail investors saw it coming.
But is there is a similar disruptive event on the horizon here in the U.S. when it comes to something just about all of us have to buy? When it comes to the controversial and increasingly all-consuming market for health insurance, the answer appears to be…
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Amazon is apparently pleased with how its Amazon Care pilot in Seattle has gone, since it announced this morning that it will be expanding the offering across the U.S. this summer, and opening it up to companies of all sizes, in addition to its own employees. The Amazon Care model combines on-demand and in-person care, and is meant as a solution from the search giant to address shortfalls in current offerings for employer-sponsored healthcare.
Assuming we have a Biden/Harris administration in 2021, U.S. health care policy will take a hard turn to the left, all the way to nationalization. Americans should prepare themselves for buyers’ remorse.
To those who might stop reading here, note the following: Every change in health care described herein was publicly asserted verbally or in writing by prominent Democrats.
With mass unemployment looming, the U.S. must find new ways to guarantee health care for all—or risk bankrupting states and hospitals.
So how did the U.S. end up with an employer-based system instead? Well, our colleagues over at NPR's history podcast Throughline wanted to find out. Their latest episode tells the story of the battle for health insurance in the U.S. It's long and complicated, and it could have ended up another way.
A comprehensive, easy-to-follow FAQ about getting medical care, whether you have good insurance, bad insurance, or no insurance at all.
This is not shopping. Shopping is a fun activity, like choosing a pie from the bakery or picking out cereal at the supermarket. The farthest thing from “shopping” is the arduous annual ritual of reviewing the complex and all but impossible to decipher health insurance options.
I am alive today not because of insurance companies but despite them.
The goal of Oscar is to do to health care what Uber did to the taxi industry: use smart digital technology to make everything faster and easier for customers, and then use the data gathered to build radically new services, which can collect more data that leads to new services. (Ideally, Oscar would like to accomplish this without cracking as many eggs on its own head as Uber did.)
The industry is profiting from the pandemic. It needs to pay back by cutting premiums and co-payments, help private practices and finance more protection and care.
It is true that the Affordable Care Act has erased some of the more egregious practices of the American health insurance system that left patients bankrupt or losing homes to pay bills. But by endorsing and expanding the complex new policies promoted by the health care industry, the law may in some ways be undermining its signature promise: health care that is accessible and affordable for all.
Focusing primarily on cost, costliness, and administrative priorities takes the health of the “health care system” as the primary goal. It is a focus that provides no measurable advantage in caring for people. Persisting in this approach, and even expanding it, provides a temporary diversion, but not a solution. Neither the practice of medicine nor its infrastructure is the reason for medicine to exist.
Jeff Bezos, Warren Buffett, and Jamie Dimon have decided to start a health care company. At this point, nobody has any idea what it will actually do.
Whenever the newest proposal to overhaul health care is introduced and scrutinized, the focus always turns to how many people will “lose” their health-care coverage. That’s because hospital and insurance lobbies have done a brilliant -- if self-serving -- job convincing lawmakers and media that coverage is the issue.
Only it’s not. Lack of coverage is a byproduct of the real problem -- cost.
Molina Healthcare’s former CEO called his removal from the company his father founded a ‘palace coup,’ but investors had been dissatisfied with the insurer’s uneven results in an industry unsettled by the Affordable Care Act.
Sick people should not be blamed for their illness.
Welcome to Oscar Insurance Corp., a Silicon Valley-backed start-up promising big changes to the cumbersome healthcare industry through its sleek mobile app.
The American Pregnancy Association is a national health organization committed to promoting reproductive and pregnancy wellness through education, research, advocacy, and community awareness.
Despite the advent of Obamacare, most estimates indicate that about 50 million Americans remain uninsured. So, why can't the United States insure all its citizens like the rest of the industralized world?
It’s not defunding ObamaCare or granting everyone the current ‘federal worker option’ or even socialized medicine. Just ask our neighbors, the Canadians.
Many people believe that the U.S. health care system is “sick” and needs resuscitation. But, doesn’t the United States deliver some of the best medical care in the world? And for heaven’s sake why would even Canadians cross the border for medical care when they already have a system envied by many? So, why Obamacare?
Laws in 15 states mandate that health-insurance providers cover infertility treatments, and there's a push to make it more. But should health insurers be required pay to for a service unrelated to ensuring health?
At least nine states are considering their own versions of a requirement that residents must have health insurance, a move that could accelerate a divide between Democratic states trying to shore up the Affordable Care Act and Republican states intent on tearing it down.
Washington political machinations focus far too much on rearranging the deck chairs on the health care Titanic. History shows us that all great societal challenges -- whether they are civil rights, energy independence or better food -- are solved bottom up. It's on us to solve the problem. There is a growing DIY health reform that is restoring the American Dream one community at a time.
With all of this chaos, is it any wonder that most Americans don't understand their own health insurance policy?
Most short-term coverage excludes benefits for maternity care, preventive care, mental health services, or substance abuse treatment.
We expect Optum to be an increasingly disruptive technology, moving more care to outpatient and the home and owning more physician practices and practice patterns.
The challenge of managed care today is not whether we should be for it or against it. The alternative - totally unmanaged care - comes with the price tag that neither the public sector, nor the private sector can afford. Global economic competition and the impending retirement of the baby boom generation means that neither corporations nor taxpayers can go back to the old fee-for-service, use-whatever-you-want system.
Some doctors argue that their patients would fare better paying out of pocket.
It is anyone’s guess whether Democrats will unite around the goal of creating a single-payer health care system or even take a less ambitious approach — introducing a public health insurance option.
Adding public insurance as an option in the complex American health care system has been treated as a consolation prize for those who really favor single-payer health care, but the lighter approach might pack much more punch than you might think. What’s more, the best way to see that is by looking at the Indian labor market and the Mexican grocery market.
If you get health insurance from your employer, you have to make decision every year about which coverage to choose.
So here is a warning: If you are simply sticking with an old plan with a low deductible, that may well be a wrong and costly choice.
When and if the bean counters figure out a way that hospitals can do better without the private insurers around, it's hard to see why they wouldn't simply sweep them away faster than Amazon put an end to your local book store.
Learn what premiums, deductibles, copays are and how they work together.
Get essential information on costs for thousands of procedures and learn insurance basics.
MediBid is an online marketplace which is about quality, choice, and value. Many insurance companies show you no more than whether your doctor is “in-network” or not. MediBid allows you to see the training, education and experience of the doctor before you make your selection.
AHIP advocates for public policies that expand access to affordable health care coverage to all Americans through a competitive marketplace that fosters choice, quality, and innovation.
There are several things you can do if you have a problem with your health plan. First, contact your health plan to file a complaint. (A complaint is also called a grievance or an appeal.) You can file a complaint with your health plan over the phone or in writing. You may also be able to file a complaint on your health plan's website.
If your health problem is urgent, or if you already filed a complaint and are not satisfied with your health plan's decision, contact the Help Center at the Department of Managed Health Care (DMHC). An urgent problem is a serious threat to your health. You can also file a complaint with the Help Center if your HMO does not make a decision within 30 days.
The Council for Affordable Health Insurance (CAHI) is a research and advocacy association of insurance carriers active in the individual, small group, HSA and senior markets.
Updated Blogs on Insurance Issues, Principles, and Solutions.
Insure Kids Now! is a national campaign to link the nation's uninsured children -- from birth to age 18 -- to free and low-cost health insurance.
We relieve the pain of company health plan and benefits decisions. Save money and deliver better outcomes for everyone.
NCQA's Health Plan Report Card is an interactive tool designed to help you find the health plan that's right for you
National Patient Advocate Foundation is a national non-profit organization providing the patient voice in improving access to, and reimbursement for, high-quality healthcare through regulatory and legislative reform at the state and federal levels.
The ObamaCare Health Insurance Exchange Marketplace opened Oct 1st, 2013. The ObamaCare health insurance exchanges, or ObamaCare exchanges, are online marketplaces for health insurance. Americans can use their State's "Affordable" Insurance Exchange (also known as a marketplace) to obtain coverage from competing private health care providers.
Our site will give you tools to get the most out of your medical care, including a Report Card on the top HMOs and medical groups in California. Our goal is to help you make informed decisions about your health care and to become your own best advocate.
To help underinsured people with life-threatening, chronic and rare diseases get the medications and treatment they need by paying for their out-of-pocket costs and advocating for improved access and affordability.
The Process is Simple. Patient Advocate Foundation's Patient Services provides patients with arbitration, mediation and negotiation to settle issues with access to care, medical debt, and job retention related to their illness.
This PPO Report Card shows the quality of health care for over 7 million Californians who get their care through Preferred Provider Organizations (PPO). The 6 largest PPOs in the state are included in this Report Card.
Private Healthcare UK helps people make informed decisions about private healthcare services and providers by providing information and medical websites resources which are current, and comprehensive.
Here at Privatehealth.com.au it isn't just statistics and facts it allows you to share your views and experiences and gives you all the information you need to make the right health insurance decisions.
AARP makes available a range of health related products, services and insurance programs.
AIS develops highly targeted news, data and strategic information for managers in hospitals, health plans, medical group practices, pharmaceutical companies and other health care organizations.
The mission of the Kaiser Family Foundation is to provide timely, reliable, and non-partisan information on national health issues to policymakers, the media, and the general public.
Your guide for up-to-date managed care information.
Medical News Today is updated with more than 60 articles every day, 7 days a week - more than any other health news site. The site is divided into 101 medical categories/specialities allowing you to browse only the news relevant you.
Easy access to updated health insurance information.